Credit Card

Need a Credit Card?

A credit card is a payment card issued to users to enable the cardholder to pay a merchant for goods and services. The card is approved based on the cardholder's promise to the card issuing companies to pay them for the amounts plus the other agreed charges.

Credit limit of a Credit Card is the purchase limit set by the credit card company or a bank on a particular credit card. The limit, which is usually in terms of money, is the maximum amount the user can spend using the credit card.

Credit Cards enable users to make big purchases, they might not otherwise be able to afford. Credit cards reduce the need to carry cash and many cards offer rewards programs that will accrue points, discounts, cash back and other benefits.

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